“So after depreciating against the IDV, looking at your history of NCBs and accounting for CGST, SGST and service tax, your premium amount for the renewal of your vehicle insurance will be….”
As your vehicle insurance agent does his maths and delivers the verdict, you can’t help but be worried about the staggering figure and worse still, you don’t have the faintest clue as to what any of those abbreviations (except GST of course) stand for. Most of us find ourselves in this predicament far too often simply because we don’t know what channels are available when it comes to getting our vehicle insurance.
Not at Auto Caretakers! We at Auto Caretakers not just only make sure that you are made aware of all the policy terms and clauses but also re educated about the right type of policy and it's add-on coverages which can be the best fit for you according to your usability and requirements. How about we examine who dominates the race – vehicle insurance offline or vehicle insurance online?! Read along...
Before we start with the pro's and con's of each, lets first know the prominent differences between buying vehicle insurance online and offline.
Buying Vehicle Insurance: Online vs Agents
Though we spend most of our waking lives on the Internet these days, we Indian still like to feel, touch and buy. What we fail to realize is that buying vehicle insurance online is the most direct and hassle-free way of getting our dear vehicle insured.
Companies are more than happy to offer lower premiums to customers who avail their online services because they don’t have to worry paying commissions to their agents and sorting out paperwork. Also, you can get secure payments done almost instantly while agents may require at least 2 – 3 working days to process your payment.
However, if insured buys policy online through a third-party website does mean that during the time of claim settlement, they need to proceed without the personal customer service offered by the agents and brokers. They might offer you a lower quote in a situation, but the time taken for claim settlement and the absence of claim support isn't worth the discount.
That's where Auto Caretakers, as an insurance agent partnered with HDFC ERGO, brings you the benefit of both! You can have your dear vehicle insured only by submitting 2 documents (RC Copy & PYP) not only hassle-free but with the right consultancy and claim support. Auto Caretakers has a thorough knowledge of all the plans that HDFC ERGO has to offer. We also provide exceptional customer support during claim settlement since we believe our customers must benefit the most out of their rights and policy.
Why Auto Caretakers?
Here are the top advantages of insuring your car with Auto Caretakers.
Insure your dear vehicle within minutes just by contacting us or applying for a quote from our website.
Get a policy at a low premium thanks to Auto Caretaker’s & HDFC ERGO's partnered tech-based infrastructure.
Skip the heavy paperwork and commissions. Get a quote by submitting only 2 documents.
Get free consultancy services and claim support time to time from Auto Caretakers.
Benefit from the many Cashless Workshops & Garages linked up by HDFC ERGO.